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Are you experiencing difficulty making payments? We have a variety of programs to help you resolve your delinquency and keep your home.
Click here to download the Financial Hardship Applicationor call us at 573.874.8100 or 800.842.BCNB.
Receive a new loan with lower interest rate or other favorable terms.
Pay the total amount you owe, in a lump sum payment and by a specific date. This may follow a forbearance plan.
Pay back your past-due payments together with your regular payments over an extended period of time.
Make reduced mortgage payments or no mortgage payments for a specific period of time.
Receive modified terms of your mortgage to make it more affordable or manageable after successfully making the reduced payment during a "trial period" (i.e. completing a three [or four] month trial period plan.
Sell your home and pay off a portion of your mortgage balance when you owe more on the home than it is worth.
Transfer the ownership of your property to us.
An Equal Housing Lending. Member FDIC.
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