Safeguarding Your Financial Information and Identity
Opt Out of Offers
The major credit bureaus offer a service that lets you opt out of having pre-approved credit card offers mailed to your home. Simply call each credit bureau (Experian, TransUnion, and Equifax) and ask that you be placed on the opt out list.
You can also take the process a step farther. The Direct Marketing Association provides a Mail Preference Service that should stop unsolicited commercial mail from many national companies for five years. Registering costs $1. (Just keep in mind that some organizations do not use the Direct Marketing Association's Mail Preference Service.)
By limiting the offers you receive you limit an identity thief's chances of responding to a solicitation on your behalf and you save a few trees in the process.